When you've sent a CDARA (Construction Defect Action Reform Act) notice to your builder about construction defects in your Colorado home, you're probably anxiously waiting for their response. But what happens if your builder simply doesn't respond at all? This is a frustrating but not uncommon situation that many Colorado homeowners face, and it's important to understand your options and next steps.
Understanding CDARA's Response Requirements
Under Colorado law, specifically C.R.S. § 13-20-803.5, builders (called "construction professionals" in the statute) have specific timeframes and requirements for responding to your notice of claim. Here's what's supposed to happen:
The Inspection Period: After you send your CDARA notice, your builder can request reasonable access to inspect your property during normal working hours. This inspection must be completed within 30 days of receiving your notice. For a closer look at this issue, see our article "What Happens When My Builder Files for Bankruptcy".
The Response Window: Once the inspection is complete (or if no inspection is requested), your builder has 30 days to send you a written response. This response can take one of several forms:
An offer to pay money to settle your claim
An offer to fix the defects you've identified
A detailed report explaining their findings from any inspection
What Should Be Included: If your builder offers to fix the problems, their response must include a comprehensive report detailing their inspection findings, what work they believe is necessary, and a timeline for completing the repairs.
Document Production Requirement
Separately from any settlement offer, C.R.S. § 13-20-803.5(3.5) requires builders to produce specific documents within 60 days of receiving your notice — construction documents, plans and specifications for the work at issue, warranties, and other materials relevant to your claim. This obligation runs independently of whether the builder offers to settle, and a builder who refuses to produce these documents has violated the statute even if they otherwise respond. For a closer look at this issue, see our article "Can I Sue My Builder's Parent Company for Defects".
When Your Builder Stays Silent
If your builder doesn't respond within these timeframes, or doesn't respond at all, you're not left without options. Colorado's CDARA statute anticipates this possibility and provides clear guidance on how to proceed.
You Can File a Lawsuit: The most straightforward consequence of your builder's non-response is that you become legally entitled to file a construction defect lawsuit against them. Under C.R.S. § 13-20-803.5, if your builder fails to make an offer within the required timeframe, you may proceed with legal action.
This is different from situations where your builder responds but you reject their offer. In those cases, you can still file suit, but their response might be used later to show they attempted to resolve the matter. When they don't respond at all, it often strengthens your position.
No Additional Waiting Required: You don't need to send follow-up notices or wait additional time beyond the statutory periods. Once the response deadline has passed, you've satisfied CDARA's pre-suit requirements and can move forward with litigation.
Statute of Limitations Tolling
A properly served CDARA notice tolls — pauses — the statute of limitations under C.R.S. § 13-20-805. The clock stops when your notice is sent and does not restart until 60 days after the CDARA process is complete. This protection applies whether your builder responds or stays silent, and it gives you breathing room to investigate and prepare your case without losing your filing window.
The discovery rule also applies. As the Colorado Supreme Court explained in Criswell v. MJ Brock and Sons, Inc., the limitations clock for a construction defect claim starts when you discover the physical manifestations of the defect — not when the defect was originally created. Combined with CDARA tolling, this gives Colorado homeowners meaningful protection against silent or evasive builders.
Filing Your Construction Defect Lawsuit
When you decide to file a lawsuit after your builder's non-response, there are specific requirements you must follow under Colorado law.
Initial Filing Requirements: Your attorney will file a complaint in the appropriate Colorado court. This complaint must include a certification that you've complied with CDARA's notice requirements and any duty to mitigate damages.
The Defect List Requirement: Within 60 days of filing your lawsuit, you must file and serve what's called an "initial list of construction defects" under C.R.S. § 13-20-803. This document provides a detailed description of all the construction work you believe to be defective. This list is more comprehensive than your original CDARA notice and gives the court and your builder a complete picture of your claims.
Potential for Adding Defects: One advantage of the litigation process is that you can amend your defect list as additional problems are discovered. This is particularly important in construction defect cases, where invasive testing during the lawsuit process often reveals defects that weren't initially apparent.
Strategic Implications of Builder Non-Response
Your builder's failure to respond to your CDARA notice can actually work in your favor in several ways:
Demonstrates Lack of Good Faith: Colorado courts and juries generally view favorably homeowners who follow proper procedures before filing suit. When a builder ignores a properly served CDARA notice, it can demonstrate to a judge or jury that the builder wasn't acting in good faith to resolve the dispute.
No Early Settlement Pressure: When builders respond with lowball offers or inadequate repair proposals, homeowners sometimes feel pressured to accept less than their claims are worth. A non-responsive builder eliminates this pressure, allowing you and your attorney to fully investigate and value your claims.
Potential Fee Advantages: In some cases, a builder's unreasonable conduct during the pre-suit process can support claims for attorney fees and costs, depending on the specific circumstances and applicable law.
Important Considerations and Potential Complications
While your builder's non-response gives you the right to file suit, there are several important factors to consider:
Statute of Limitations Concerns: CDARA's notice requirements provide some protection against statute of limitations issues, but time is still a factor. Don't delay unnecessarily in consulting with an attorney and moving forward with your case.
Insurance Company Involvement: Sometimes builders don't respond directly, but their insurance company does. Be careful here — communications from an insurer are not automatically a CDARA-compliant response. The statute's response requirements apply to the builder, and an informal insurer call or letter typically does not satisfy them. Make sure you and your attorney evaluate any insurer contact against C.R.S. § 13-20-803.5's specific requirements before treating it as a response.
Settlement Discussions Outside CDARA: Builders and insurers sometimes reach out informally — outside the CDARA framework — to discuss resolution. These conversations can lead to favorable outcomes, but they can also waive rights or create binding agreements you did not intend. Do not engage in substantive settlement discussions without an attorney reviewing how any proposed agreement interacts with your CDARA notice and your statute-of-limitations posture.
Financial Considerations: A builder who doesn't respond to a CDARA notice might be facing financial difficulties. This could affect their ability to pay any eventual judgment, making it important to investigate their financial condition and insurance coverage early in the process.
What About Subcontractors and Other Parties?
If your construction defects were caused by subcontractors, suppliers, or other parties beyond just your builder, your builder's non-response doesn't necessarily mean these other parties won't respond or shouldn't be included in your case.
Under C.R.S. § 13-20-803, when you add subcontractors or suppliers to your lawsuit, you must provide them with their own defect list within 60 days of serving them with the complaint. Your builder's failure to respond doesn't excuse other parties from the litigation process.
Why Builders Sometimes Don't Respond
Silence usually has a reason. Understanding the likely cause helps you and your attorney calibrate strategy and damages investigation:
Insurance coverage disputes. The builder may be waiting on a coverage determination from their carrier and unable to make a written offer until that is resolved.
Financial difficulty. A builder who cannot afford to pay a claim — or to defend one — may simply go quiet. This is a leading indicator to investigate the builder's solvency and identify other recoverable parties (subcontractors, design professionals, sureties) early.
Strategic calculation. Some builders believe non-response will discourage homeowners from pursuing claims. The opposite is true under CDARA: silence preserves your ability to sue and often strengthens your position with the court.
Genuine dispute over the defects. The builder may believe nothing is wrong and choose not to engage. This is rare but it happens, especially with workmanship-versus-design disputes.
Overwhelmed or unsophisticated. Smaller builders may not understand CDARA's procedural requirements or may lack legal counsel of their own.
Moving Forward: Your Next Steps
If your builder hasn't responded to your CDARA notice within the required timeframes, here's what you should do:
Document the Non-Response: Keep detailed records of when you sent your notice, how it was delivered (certified mail or personal service), and the lack of any response. This documentation will be important for your case.
Consult with an Attorney Promptly: Construction defect litigation involves complex procedural requirements and tight deadlines. An experienced Colorado construction defect attorney can help ensure you don't miss important deadlines or procedural requirements.
Continue Documenting Problems: Keep taking photos, maintaining records of any worsening conditions, and documenting any additional problems you discover. This ongoing documentation can be valuable evidence in your case.
Consider Mitigation Issues: Under CDARA, you have a duty to take reasonable steps to prevent further damage from construction defects. Consult with your attorney about what mitigation steps might be appropriate while you pursue your legal claims.
If you're also dealing with warranty issues, our guide on asserting construction defect claims beyond a builder's one-year warranty provides additional context that often comes up alongside non-response situations.
The Importance of Professional Legal Guidance
Construction defect cases involving unresponsive builders can be particularly complex. Colorado's CDARA statute includes numerous procedural requirements, deadlines, and potential pitfalls that can significantly impact your case's success.
An experienced Colorado construction defect attorney can help you navigate these complexities, ensure compliance with all legal requirements, and develop the strongest possible case for recovering the costs of repairing your home's defects.
If your builder hasn't responded to your CDARA notice, don't wait. Contact a qualified Colorado construction defect attorney today to discuss your situation and explore your legal options. Time limits and procedural requirements mean that prompt action is essential to protecting your rights and your home. Learn more about our construction defect lawyer practice in Colorado.
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